Savings and Family Partnership

​​​​The Family Savings program is at the heart of Tabitha’s work and is best described as community development focused on families. It educates and encourages families to save money. Participation in the program is a prerequisite for any Cambodian to take part in any of the other Tabitha programs.​​

This simple concept takes a family away from living day to day, and toward a path

of planning for the future by putting aside each week a small share of the meagre income they may have earned by cutting grass to sell to farmers or by collecting discarded plastic bottles and cans. ​​

Prior to the start of the savings program, Tabitha staff members help families develop a vision of a better life and each family decides what will be their savings goal. The money is collected by the local Tabitha staff and returned at the end of each 10-week saving cycle, enabling the family to realize a "dream" purchase which may range from bare essentials such as a blankett, cooking pots and pans or mosquito nets to items that create additional oppurtunities to generate income (livestock, fishing net or sewing maschine). 

Families quickly see the benefits that savings bring and, before long, can afford bigger items that increase their opportunity to earn income, such as a bicycle, a battery, or by setting up a small business. This, in turn, allows the family to steadily increase their savings. 

On average, in only 5 to 7 years, a family “graduates” from the Savings Program and no longer needs Tabitha’s support.
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